motivation killing belly

I've been for 3 months working out (both lifting and cardio) and controlling what I eat. Most days I am very happy with the progress: more general strength, some more muscle in general, and fat loss.

In pictures it can be noticed how I lost fat in the face, and overall in the body, except in the belly. Which somedays kills my motivation as it is what I want to lose the most. It just seams like it doesn't want to go away, that everything will cut as much as possible and that will pop out.

What should I do? Any motivation stories of people that have gone through the same? Why is this?

I believe belly/legs is the last place you lose the fat, keep at it you'll make it

My 5x5s as of November 2nd 2008.
Squat 155lbs
Bench 155lbs
Deadlift 155lbs

Connelly's 5x5s as November 2nd 2008
Bench 115
Squat 145
Deadlift 165

Andy11's 5x5 as November 2nd 2008
Bench 150
Squat 150
Deadlift 175

On men the last reserves of fat are kept on the belly.  It's a biological advantage to keeping your vital organs warm if you live in the colder environment.  When you start to see your abs, then you know you are down below the 10% BF range.  At least, that's what I was told.  My abs are still in hiding.

24 yrs old
6' - 205 lbs
16% BF

Max (8/01/08):
Bench - 265 lbs
Squat - 455 lbs
Shoulder Press - 165 lbs
Deadlift - 385 lbs

thanks for the reply.

my abs are hiding totally. almost even from my hands when I touch and look for them behind the fat LOL

You just keep going!
At this point I think it is all about what you are eating. I have the same problem too.