Hi Dawn and Welcome to the Forum!
I ran into the same issues about 7 months ago. Tried everything but that stubborn fat wouldn' t go away. Thought about Lipo but didn' t want to go to extremes without trying everything I could.
There is a pretty decent female cutting plan (as in losing the fat) that I posted recently.
Read the plan Maybe you already browsed around and found that. But at the end of the article you' ll find a site from a great inspirational female bodybuilder. Just decided one day to make some changes and she looks great.
You could also try adding some
CLA (some say taking a fat pill to get rid of fat is crazy) but over the last 2 months I' ve noticed some slight changes. It' s nothing that raises your metabolism or anything. So far, all studies have shown it to be safe.
Lastly, and no offense intended, you might try going to a Jenny Craig or Weight Watchers. And here' s why I say that. Because they will provide you with package meals and since you are paying for the service, you might be more likely to follow thru.
If you get a good counselor, you might even get some really good meal plans and advice. Don' t get me wrong, I' m not saying you are overweight by any means ( I don' t agree with the weight/height charts either), I' m just saying that sometimes that is the key because nutrition is so important. They really helped my next door neighbor who wanted to lose just 10lbs. Gave her some great foundations in nutrition that she' s been able to continue.
Good luck. I think you will find other information here, links to sites and some really good advice from the other members. Seems like the quality of posts here is pretty good. I have no doubts that if my advice isn' t what you wanted, that somebody will have a more detailed answer for you.
-Nikki